Wednesday, December 27, 2017

Right now Farmers Insurance has some amazingly hard to beat Homeowners rates!

It is true the Richard James Farmers Insurance Agency has some amazing Homeowners/ Renters Insurance rates. You can get a FREE quote and if you bundle your HO/ Renters and Auto Insurance it can bring down your rates while giving you more coverage.

Did you know if you own a Motorcycle that you need to have as much Liability Coverage as a Auto?

Seriously, we recommend that you have the same Liability Coverage as your Auto Insurance. The statistics are in your favor to protect yourself and others on the road. Motorcycles are very dangerous and it is best to know your limits and coverages in case of something bad happening.

Do you have an Umbrella Policy? Do you know what an Umbrella Policy is or covers?

With a Personal Umbrella policy, you have additional coverage over and above the liability limits of your underlying policies. Your assets, as well as your future earnings, are covered.

Do you have Recreational vehicles that need to be protected by Insurance?

Although there are a variety of options for covering your recreational vehicles, it is always best to contact your Agent regarding which coverage options are the best for you. It is important, however, to consider liability coverage as costs involving liability can be quite extensive. Contact me today to learn more, to review your current policy, or to insure a recent purchase.

Some things to consider when Insuring your Business/ Commercial property!

Renting a building for business is not all that different than if you were to rent an apartment. You still need coverage for all of your personal belongings and assets. Essentially, you need coverage for all of your office supplies and business assets. So, everything apart from the bricks and mortar of the building you are in should be part of your Business Insurance policy. Please contact me at any time for questions about your current coverage or to obtain Business Insurance coverage.

Some of the things our Local Insurance Office is REALLY good at!

Check out this huge list of Insurance Services we offer at the Richard James Farmers Insurance Agency and these happen to be the things that we are REALLY good at!

  • Customer Service is good and we are good at providing insurance and rate
  • Good at solving challenges and finding problems or using past scenarios to help explain value
  • Bringing the best value and packages to our customers and families 
  • One step ahead of the insurance industry, and finding new and affordable insurance solutions. 
  •  Making sure you are covered for "Life's Surprises" and not giving you "bloated plans" 
  • Integrity
  • We revere honesty. We adhere to high ethical standards, provide timely, accurate and complete financial reporting, encourage disclosing bad news and welcome disagreement.
  • We respect all people, value the differences among them and deal with them in the way we want to be dealt with. This requires us to know ourselves and to try to understand others.
  • Objectives
  • We strive to communicate clearly Farmer's ambitious objectives and our people's personal and team objectives. We evaluate performance against all these objectives.
  • We strive constantly to improve in order to meet and exceed the highest expectations of our customers, agents, shareholders, and people. We teach and encourage our people to improve performance and to reduce the costs of what they do for customers. We base their rewards on results and promotion on ability.
  • We seek to earn a profit by offering consumers products and services they want. Profit is how the free-enterprise system motivates investment and rewards companies that consistently create value.
  • knowledgeable staff, and the finest technical tools in the industry.

When you purchase your much needed items this year make sure to get REWARDS!

As a Farmers customer, you’re used to getting superior coverage. You now have the chance to get the credit card that offers superior rewards you can use for your everyday activities, the Farmers Rewards Visa Cards offered by Comenity® Bank.

  • 0% introductory purchase APR for 12 months
  • 3x points for $1 spent on Farmers Products
  • 3x points for $1 spent on home improvement
  • 3X points for $1 spent on gas
  • 1X point for $1 spent everywhere else
  • Points never expire
  • No annual fee

The convenience of paying your Insurance Bill Online with Farmers Insurance!

You can now pay your Farmers Insurance Bill online and it should save a lot of time and effort instead of mailing or coming in person into your local insurance agent. If you have any questions about how to pay your insurance bill online make sure to get in touch with us!

With your Insurance Coverages do you how well you are covered as we go into 2018?

At the Richard James Farmers Insurance Agency we take Insurance coverage very seriously and we make sure to give the most coverage that you actually need while making it very affordable. Give us a call today at 360-676-0224 to see how well or unwell you are covered or visit

Friday, March 3, 2017


DO YOU HAVE RENTERS INSURANCE? If you live in Bellingham, Washington and have an apartment or are looking to #Rent an #apartment you should look into protecting your valuable things? Here are some helpful reminders! 

Saturday, February 25, 2017