https://www.richardjamesagency.com/about
Friday, January 5, 2018
Learn more about the Local Bellingham Richard James Insurance Agency and what we can do for you!
We have over 45+ years of Insurance knowledge in our office and we would love to help you and your family with your insurance needs. Please go to our website for more information about the services and FAQ people have!
https://www.richardjamesagency.com/about
https://www.richardjamesagency.com/about
Thursday, January 4, 2018
What if my Home was Burglarized or had a giant Windstorm?
Here are a few tips to help you out, should encounter such a situation: If you saw the burglar, you will be asked to provide a description which will include: Once the police have finished their investigation, make your own inspection. Use a Home Inventory Checklist to check for missing items, otherwise, you may not discover the full extent of the theft until days or even months after the burglary. At the moment of crisis, call Farmers® Claim Department at 1-800-435-7764 for assistance when you need it most.
https://www.richardjamesagency.com/homeowners
https://www.richardjamesagency.com/homeowners
What were to happen to all of your assets if you were to die? Learn the FAQ about Life Insurance now!
Life insurance death benefits are distributed to the named beneficiaries of the policy. However, for distribution of your assets, it's important to create a living will in order to tell the probate court judge who should receive your belongings. This may also help to speed-up the process. Without a living will, probate could take an extended amount of time and may be significantly more expensive.
Have you ever heard of Farmers Insurance Shock & Awe Insurance?
Here are a few videos to help you see the value in having certain types of Insurance coverage with Farmers Insurance. Even though these ads are funny they happen a lot more often than you would care to believe. At the Richard James Agency, we get to know you and your family over the years and we can help provide and cover you for coverage that you actually need and think ahead to possible events that may be occurring in the not so distant future. Give us a call today and do not be these customers where Shock & Awe got the best of them!
https://www.richardjamesagency.com/shock-awe
https://www.richardjamesagency.com/shock-awe
Do you know the difference between Term Insurance & Permanent Insurance?
When thinking about Life Insurance it is important to consider these two things.
Term insurance has level premiums for a set period of time and is usually more affordable. It provides the greatest amount of coverage for the lowest initial cost. You may find that a Term policy is a good choice if you have temporary needs or if your funds are limited.
Permanent insurance, which includes Whole Life and Universal Life, may be the right fit for you if you want to help cover a long-term need such as replacing income for a surviving spouse, legacy planning for children or end of life expenses. Permanent insurance may initially cost more, but may accumulate cash value.
It's difficult to say exactly which kind of Life insurance is better, because the type of coverage that's right for you all depends on your individual circumstances and financial goals. A combination of Term and Permanent insurance may be the right solution.
Wednesday, January 3, 2018
Have you heard of the Farmers Insurance Visa Rewards Credit Card?
As a Farmers customer, you’re used to getting superior coverage. You now have the chance to get the credit card that offers superior rewards you can use for your everyday activities, the Farmers Rewards Visa Cards offered by Comenity® Bank.
https://www.richardjamesagency.com/farmers-visa-rewards-credit-card
https://www.richardjamesagency.com/farmers-visa-rewards-credit-card
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