Do you currently have Life Insurance? If so which type of Life Insurance do you have and how much are you covered?

Term insurance has level premiums for a set period of time and is usually more affordable. It provides the greatest amount of coverage for the lowest initial cost. You may find that a Term policy is a good choice if you have temporary needs or if your funds are limited.

 

Permanent insurance, which includes Whole Life and Universal Life, may be the right fit for you if you want to help cover a long-term need such as replacing income for a surviving spouse, legacy planning for children or end of life expenses. Permanent insurance may initially cost more but may accumulate cash value.

https://www.richardjamesagency.com/life-insurance

Do you like to Recreate? Are you hard on your TOYS? Farmers Insurance has Recreational Insurance to protect your Toys!

Farmers Insurance is an industry leader in Specialty insurance products. We've spent the last 60 years getting to know the outdoor enthusiast. Come into the local Richard James Farmers Insurance Agency in Bellingham Wa to learn more and get your play toys covered so you have the peace of mind to recreate to your hearts desire! 

https://www.richardjamesagency.com/recreational-insurance

Do you own a Business or looking to start a Business? Look into Business Insurance!

Do you own a business or work at a business in the Bellingham Washington area? Give your local Richard James Farmers Insurance agent a call to get your Business Insurance quoted and covered!

https://www.richardjamesagency.com/business-insurance

Do you have an Umbrella Insurance Policy? Do you know what they cover? You might!

With a Personal Umbrella policy, you have additional coverage over and above the liability limits of your underlying policies. Your assets, as well as your future earnings, are covered.

https://www.richardjamesagency.com/umbrella-insurance

Right now Farmers Insurance has some amazingly LOW Homeowners rates so now is a great time for a FREE Quote!

What does Homeowners coverage cover? A lot of things! You can update your amounts of coverages depending on your needs. Check this out! https://www.richardjamesagency.com/home-insurance

What to know about Renters Insurance and the benefits for you and your belongings!

One of the best things about Renters Insurance: it's affordable. For about the price of a movie and popcorn once a month, you can purchase protection for your personal belongings. Renters insurance can provide protection for your possessions and your assets. Check out this quick video on our website HERE  - https://www.richardjamesagency.com/renters-insurance and if you want to know more of our Frequently Asked Questions about Renters Insurance check out our FAQ page HERE - https://www.richardjamesagency.com/renters 

Check out and follow our Insurance Blog! The Richard James Farmers Insurance Agency is adding a lot of content this year!

Make sure to follow and keep reading our Insurance information, facts, prices, industry news, local events in Whatcom and Skagit Counties.

https://www.richardjamesagency.com/farmers-blog